Aozora Bank, Ltd., along with its affiliated entities, delivers a comprehensive suite of banking and financial services to clients both within Japan and across the globe. The bank's operations are organized into distinct divisions: Retail Banking, Institutional Banking, Allied Banking, Specialty Finance, International Finance, and Financial Markets. Its deposit offerings encompass standard options like checking and savings accounts, time deposits, and deposits-at-notice, alongside specialized accounts for non-residents and negotiable certificates of deposit, including those denominated in foreign currencies. Aozora Bank extends a variety of credit facilities, from traditional loans (secured by deeds or notes) and overdrafts, to a wide spectrum of corporate financing solutions. These include funding for mergers and acquisitions (M&A), project financing, equity-based loans, sustainable finance, leveraged buyout (LBO) arrangements, structured finance, real estate funding, and support for business recovery. It also facilitates syndicated loans and discounts promissory notes. The bank engages in securities investments, acquiring public, municipal, and corporate bonds, as well as various equity and other investment instruments. Beyond core banking, Aozora provides domestic and international foreign exchange services, along with bond consignment. Its extensive array of other services includes liability guarantees, securities lending, public bond underwriting, agency functions, custody services, financial instrument intermediation, and securitization. The bank further offers advisory expertise in areas such as M&A, business succession planning, business expansion strategies, and equity/debt funding. Additionally, it engages in the over-the-counter distribution of investment trusts and insurance products, administers trust services for secured corporate bonds, and executes derivative transactions covering interest rates, currencies, and other financial instruments. As of March 31, 2021, Aozora Bank maintained a network of 19 branches. The institution, incorporated in 1957, was previously named Nippon Fudosan Bank, Limited before adopting its current name, Aozora Bank, Ltd., in 2001. Its corporate headquarters are situated in Tokyo, Japan.