National Bank of Greece S.A. is a prominent financial institution that, along with its various subsidiaries, delivers a broad spectrum of banking and financial services across several countries, including Greece, the United Kingdom, North Macedonia, Romania, Cyprus, Bulgaria, Malta, Egypt, and Luxembourg. The company's operations are organized into distinct divisions: Retail Banking: This segment caters to individual customers, self-employed professionals, and small-to-medium-sized enterprises. It offers a comprehensive suite of products, including savings and investment accounts, bancassurance services, mortgage loans, personal and small business credit, and various card options (debit, credit, prepaid). These services are accessible through its extensive branch network and digital platforms. Corporate & Investment Banking: Focused on institutional and corporate clients, this division provides financial and investment advisory, deposit facilities, lending, foreign exchange services, and trade finance. It also extends credit to large and mid-sized companies and specializes in shipping finance. Trouble Assets Unit: This specialized unit is responsible for managing and resolving a variety of loans, particularly those facing difficulties. Global Markets and Asset Management: This segment handles treasury operations, offers asset management solutions, provides custody services, engages in private equity, and facilitates brokerage activities. Insurance: The company's insurance arm provides a diverse array of insurance products to meet various client needs. International Banking Operations: Through its foreign branches, this segment delivers traditional commercial banking services, such as commercial and retail lending, trade financing, foreign exchange, and deposit accounts. It also includes shipping finance, investment banking, and brokerage services in these international markets. Other: This category encompasses activities related to real estate management and warehousing. As of December 31, 2021, National Bank of Greece S.A. maintained a significant domestic presence in Greece, operating 337 branches, 16 Transaction Offices, 2 I-Bank Stores, and providing access to 1,474 ATMs. The bank was established in 1841 and its headquarters are situated in Athens, Greece.