Paragon Financial Solutions, Inc., operating through its subsidiary Paragon Bank, delivers an extensive range of financial and banking services to individuals, small businesses, and mid-sized enterprises across the United States. The institution provides various deposit accounts, including checking, savings, money market savings, certificates of deposit, and individual retirement accounts. Its comprehensive lending portfolio features commercial loan products such as working capital lines, accounts receivable/inventory credit facilities, equipment financing, commercial vehicle loans, business acquisition funding, letters of credit, SBA/USDA-backed loans, and mortgages for both owner-occupied and investment commercial real estate. Residential mortgage options are also available, encompassing purchase, refinance, conventional, FHA, VA, affordable home, home equity, and specialized medical professional loans. For its private banking clientele, Paragon offers personalized depository and financial management services, alongside tailored credit solutions for special purchases, residential properties, home equity, construction and renovation projects, and vacation or secondary homes. Businesses can also utilize advanced cash management solutions designed to optimize liquidity, prevent fraud, and streamline both payables and receivables. Furthermore, the company assists clients with wealth management, providing access to equities, mutual funds, bonds, and annuity products. A wide array of insurance solutions is also offered, covering property, general liability, group medical plans, long and short-term disability, professional liability, workers' compensation, truckers/cargo, auto, home, umbrella, aviation, and surety bonds, in addition to employee dental, vision, and life insurance. Customers benefit from convenient digital banking services, accessible via mobile, online, phone, and internet platforms. The company also maintains approximately 150 ATM locations within the Memphis metropolitan area. Paragon Financial Solutions, Inc. was established in 2004 and is based in Memphis, Tennessee.