Towne Bancorp, Inc. functions as the holding company for Towne Bank of Arizona, a financial institution primarily catering to the banking needs of both individual clients and business entities located in Mesa, Arizona. The bank offers a comprehensive array of deposit options, including standard checking and savings accounts, money market accounts, IOLTA accounts (Interest on Lawyers Trust Accounts), certificates of deposit (CDs), and various individual retirement accounts (IRAs). Its robust lending portfolio is designed to meet diverse financial requirements for both commercial and personal borrowers. Business financing solutions encompass credit cards, loans for working capital and investment, term and installment loans for equipment, vehicles, and expansion projects, lines of credit, letters of credit, and commercial real estate and construction loans. For individual customers, available credit products include personal credit cards, installment loans, personal lines of credit, home equity loans, and construction loans for homes. Additionally, Towne Bank provides numerous ancillary services to enhance customer convenience and operational efficiency. These include cash management services, off-site deposit capabilities, bank-by-mail options, merchant card services, cash orders, cashier's checks, night depository access, and notary services. The company also offers a full suite of internet banking services.